After more than five years of serving northern Arizona, the Community Loan Center (CLC) Program will officially close effective June 30, 2026. While we are saddened to end this program, we are incredibly proud of the difference it has made in our community and grateful to the clients, employers, and partners who made its success possible.

The Community Loan Center of Arizona (AZCLC), a program of Lending Solutions of Northern Arizona, owned and managed by Housing Solutions of Northern Arizona, was created to provide an affordable alternative to high-cost auto title and payday loans, which often carry annual interest rates exceeding 200%.

 

Over the past 5½ years, the program:

• Originated 1,822 loans

• Provided $1,790,147 in affordable loans

• Saved borrowers an estimated $2.3 million in interest
  compared to high-cost lending alternatives

 

Unfortunately, due to an unsustainably high rate of loan defaults, our nonprofit can no longer financially sustain the Community Loan Center program. Although this decision was difficult, it allows us to remain responsible stewards of our resources while continuing our broader mission of expanding housing stability and financial opportunity throughout northern Arizona.

 

We remain committed to supporting our existing clients during this transition and are providing resources to help connect borrowers with alternative financial services and pathways moving forward. Thank you to everyone who helped make this program a meaningful resource for our community.